Loan Rates & Terms

Effective October 28, 2015
These rates are based on credit approval, credit score, loan-to-value, the length of term you select, and the type and age of collateral (if any). All rates quoted reflect the Annual Percentage Rate (A.P.R).

Vehicles (cars, trucks, SUVs and vans)
Vehicle Age Loan Term
24
Months
36
Months
48
Months
60
Months
72
Months
84
Months
New* 1.99% 2.49% 2.74% 2.99% 3.49% 4.99%**
Used to 7 years old 1.99% 2.49% 2.74% 2.99% 3.49% 4.99%**
Used 8+ years old 1.99% 2.49% 2.74% 2.99% NA NA

* Vehicles in the current or previous model year with no more than 10,000 miles
** 84 month term may be available on loans over $30,000.00


RVs - motor homes, travel trailers, camping trailers, truck campers, boats and boat trailers, horse trailers (with living quarters) and toy haulers.
RV Age Loan Term
36
Months
60
Months
72
Months
84
Months
96
Months
120
Months
New to 3 years old 3.99% 4.49% 4.99% 5.49% 5.99% 6.49%
Used 4 to 7 years old 3.99% 4.49% 4.99% 5.49% 5.99% NA
Used 8+ years old 3.99% 4.49% 4.99% 5.49% NA NA




Trailers
– horse trailers (without living quarters), stock trailers, utility trailers and cargo trailers
Collateral Age Loan Term
24
Months
36
Months
48
Months
60
Months
72
Months
84
Months
New to 3 years old 3.99% 4.49% 4.99% 5.49% 5.99% 6.49%
Used 4 to 7 years old 3.99% 4.49% 4.99% 5.49% 5.99% NA
Used 8+ years old 3.99% 4.49% 4.99% 5.49% NA NA

* New trailers with loan amounts over $30,000 may qualify for an 84 month term


Power Sports - motorcycles, ATVs, UTVs, snowmobiles and personal watercraft, as well as accompanying trailers.
Collateral Age Loan Term
24
Months
36
Months
48
Months
60
Months
72
Months
84
Months
New to 3 years old 3.99% 4.49% 4.99% 5.49% 5.99% 6.49%
Used 4 to 7 years old 3.99% 4.49% 4.99% 5.49% 5.99% NA
Used 8+ years old 3.99% 4.49% 4.99% 5.49% NA NA

* New motorcycles that hold their value well (such as a Harley Davidson or Indian) with loan amounts over $20,000 may qualify for an 84 month term.


VISA – 8.90% to 14.90%
Line of Credit – 8.90% to 22.90%
Signature, Share Secured, Certificate Secured - Call for rates.

 
 
       
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*APR - Annual Percentage Rate.
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