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Simplot Employees Credit Union Remains Ever-Vigilant in Protecting Your Information

You have probably heard about the Equifax Data Breach. Equifax states they found no evidence of unauthorized activity on its core consumer credit reporting database (which is where the information we share with Equifax is housed in their system). However, since your information can go to Equifax from many sources besides us, we want you to know that we are ever-vigilant in protecting your credit information. That’s why, even though we know you very well, we ask several questions before providing you information over the phone. We also have multi-factor authorization for you to get to your information online. It may be a bit inconvenient, but worth it to protect you and your credit union accounts.

Steps to take to help protect your information from being misused after the
Equifax Data Breach

The following information is from the Federal Trade Commission (FTC) link about this databreach:
 There are steps to take to help protect your information from being misused. Visit Equifax’s website, www.equifaxsecurity2017.com.

  • Find out if your information was exposed. Click on the “Potential Impact” tab and enter your last name and the last six digits of your Social Security number. Your Social Security number is sensitive information, so make sure you’re on a secure computer and an encrypted network connection any time you enter it. The site will tell you if you’ve been affected by this breach.
  • Whether or not your information was exposed, U.S. consumers can get a year of free credit monitoring and other services. The site will give you a date when you can come back to enroll. Write down the date and come back to the site and click “Enroll” on that date. You have until Nov. 21, 2017, to enroll.
  • You also can access frequently asked questions at the site.

Here are some other steps to take to help protect yourself after a data breach:

  • Check your credit reports from Equifax, Experian, and TransUnion for free by visiting annualcreditreport.com. Accounts or activity that you don’t recognize could indicate identity theft. Visit IdentityTheft.gov to find out what to do.
  • Consider placing a credit freeze on your files. A credit freeze makes it harder for someone to open a new account in your name. Keep in mind that a credit freeze won’t prevent a thief from making charges to your existing accounts.
  • Monitor your existing credit card and bank accounts closely for charges you don’t recognize.
  • If you decide against a credit freeze, consider placing a fraud alert on your files. A fraud alert warns creditors that you may be an identity theft victim and that they should verify that anyone seeking credit in your name really is you.
  • File your taxes early — as soon as you have the tax information you need, before a scammer can. Tax identity theft happens when someone uses your Social Security number to get a tax refund or a job. Respond right away to letters from the IRS.

Visit Identitytheft.gov/databreach to learn more about protecting yourself after a data breach.

 
 
       
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